Complaints summary

Card Protection Plan Limited is authorised and regulated by the Financial Conduct Authority (FCA) (or, as the context may require, the Financial Services Authority as predecessor entity thereto prior to 1 April 2013). Homecare Insurance Limited is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

These two subsidiaries of CPPGroup Plc are required by the regulator to publish summary details of complaints received in relevant reporting periods. FCA rules permit members of the same group to submit joint reports so the information shown here represents complaints received by both companies in the reporting period described below.

CPP Group donuts 4 right angle triangle


July December 2019

Brands and trading names operated by Card Protection Plan Limited and Homecare Insurance Limited comprise:


– CPP Card Protection

– CPP Card Protection (Ireland)

– CPP Commercial Card Protection

– Fonesafe mobile device insurance

– Phonesafe mobile phone insurance

– CPP Identity Protection

– CPP Identity Protection (Ireland)

– CPP Commercial Identity Protection

– CPP Identity Theft Alert

– CPP Identity Safe

– CPP ID Lite

– CPP KeyCover


Product/service grouping Total insurance and pure protection Credit related
Number of complaints per 1000 policies in force 1.61 n/a
Number of complaints opened 829 0
Number of complaints closed 838 1
Percentage closed within 3 days 5% 0
Percentage closed after 3 days but within 8 weeks 94% 100%
Percentage upheld 13% 0%
Main cause of complaints opened Advising, selling & arranging n/a